What is Fair Housing?
When Does Discrimination Occur?
This NebGuide will provide you with an overview of housing discrimination. It will provide examples in which discrimination may or may not have occurred. This publication is not intended to serve as a legal document or interpretation of the law. It is provided for awareness and educational purposes only. For more information, contact the agencies listed at the end of this publication or legal professionals.
LaDeane Jha, Extension Educator, in cooperation with the Nebraska Equal Opportunity Commission:
Alfonza Whitaker, Executive Director, and Staff
- The Nebraska Fair Housing Act
- Housing Discrimination
- Discriminatory Housing Activities
- What Housing Is Not Covered?
- Who May File Under the Fair Housing Act?
- Race
- Color
- National Origin
- Religion
- Sex
- Familial Status
- Disabilities
- Where Should I Go If I Feel That I Have Been Discriminated Against?
- For more information or to file a complaint, contact The State of Nebraska Equal Opportunity Commission
- You also may contact one of the following enforcement agencies.
- Answers to Situations
- Acknowledgements
The Nebraska Fair Housing Act
The Nebraska Fair Housing Act is a law that protects everyone’s right to freely choose a place to live in peace and dignity without experiencing discrimination, harassment or intimidation.Housing Discrimination
Housing Discrimination is a difference in treatment because of a person’s “protected class” status (i.e., race, color, national origin, religion, disability, sex, or because they have children). It is illegal. Anyone who believes they have experienced discrimination has a right to file a charge within 365 days from the date of harm. The following information will help you determine if you need to speak with someone about how you were treated when looking for housing to buy or rent.
When you are seeking to rent property, be suspicious and alert when you hear statements like these:
- “I rented that apartment right after you called.”
- “This building is for adults only.”
- “You might not fit in.”
- “Do you think you can afford this neighborhood?”
- “The owner just took the house off the market.”
All of the above may be evidence of illegal discrimination. Do you feel uncomfortable when a housing provider fails to shake your hand, does not extend common courtesies, shows you an apartment that is dirty or has other conditions that could pose safety hazards? Sometimes it is difficult to tell if you are being treated fairly.
When you feel uncomfortable, you may decide not to pursue the housing of your choice. You may have experienced housing discrimination because you are in one or more protected classes. If the housing provider’s actions are inconsistent with placing you in the housing you seek, you may be experiencing housing discrimination.
Discrimination occurs when people are not allowed to complete an application, are told that housing is not available or are not given enough information to make an informed decision because of their protected class. The law allows everyone to enjoy equal housing opportunities and makes it illegal to discriminate based on a person’s protected class. The law covers all housing activities.
You have
365 days from the date of harm to file a charge of discrimination. |
SITUATION A
“I had a client last week who reported that a landlord said that because he (the client) is HIV positive, he’d probably get beat up, so it might not be a good idea to move into that house. So the landlord got around the whole regulation thing, saying, ’You can move in but I’m just telling you what could happen if you do that type of thing.’ ” Is this illegal discrimination? How would you know? Who would you contact to find out if it is? How would you know if you should file a charge of housing discrimination? (See answers at bottom of page.) SITUATION B
A woman files a charge of discrimination against the male owner of a house who also lives there. He rented rooms to two unrelated men, but refused her application for the vacant room. Is this illegal discrimination? How would you know? Who would you contact to find out if it is? How would you know if you should file a charge of housing discrimination? (See answers at bottom of page.) |
Discriminatory Housing Activities
Discriminatory housing activities can include:- the refusal to sell, rent or make the property available;
- the denial or delay of housing services (such as maintenance work, repairs, etc.);
- different terms and conditions in the use of facilities (such as using the laundry room, club house, playground or swimming pool);
- the denial of a mortgage loan or an accommodation.
What Housing Is Not Covered?
Most housing activities are covered under the law. The exceptions include housing operated by organizations, institutions and private clubs that limit who may live in the house to its members, and housing set aside for older persons. Furthermore, if an owner with no more than four units lives in the building or house that is being rented, the building is excluded under the fair housing law. (See situation B.)Who May File Under the Fair Housing Act?
Anyone who has been harmed as a result of discrimination in a housing activity may file under one or more of the protected classes, including a person who:- is directly harmed;
- is associated with someone who is directly harmed;
- participated in an investigation as a witness and was harmed;
- opposed an illegal housing practice and was harmed.
Race
Race refers to people of all races, including but not limited to, white people with European, North African or Middle Eastern ancestry, who are not Hispanic. Race includes black people having origins in any of the black racial groups of Africa but who are not of Hispanic origin. (In this publication, Hispanic is not a race but is covered under national origin.)Race Discrimination: A black applicant for a mortgage loan is required to provide proof that he/she has been employed for three years or more with the same company. However, the loan officer is only required to seek information about steady employment. The lender does not make a white applicant provide the same kind of information. |
Color
Different skin colors exist, even within racial groups, and some people may believe they have been treated unfairly because of their skin color. Generally, people have filed charges because they were discriminated against as a result of being lighter-skinned or darker-skinned.Color Discrimination: A lighter-skinned person from India, who is the landlord, refuses to rent to a darker-skinned person from India. It also may occur when a white landlord provides favorable terms of rental to lighter-skinned blacks and treats darker-skinned blacks unfavorably. |
National Origin
A person may file national origin discrimination in one or more of these categories:- Hispanics: All persons of Mexican, Puerto Rican, Cuban, Central or South American, or other Spanish cultures without regard to race.
- Asian or Pacific Islander: All persons of the Far East, Southeast Asia, the Indian Sub-Continent or the Pacific Islands. Included are: China, Japan, Korea, the Philippine Islands and Samoa.
- American Indian or Alaskan Native: All persons having origins in any of the original people of North America.
National Origin Discrimination:
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Religion
Showing a preference for or against a religious group, or showing intolerance for that group’s observation of its religious practices or dietary habits is religious discrimination.Religious Discrimination: A housing provider refuses to show or rent a vacant apartment to someone who declines to reveal his or her religious beliefs or who practices a different religion. |
Sex
Sex discrimination is being treated differently because of a person’s gender. Both women and men may experience illegal discrimination in housing because of their sex. This protected class includes sexual harassment.Sex Discrimination:
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Familial Status
Familial status refers to the presence of children under the age of 18 who are members of the household because of their birth, adoption or because they have been legally placed in the household. Discrimination in this “protected class” includes placing limitations on the number or age of the children in the family.Familial Status Discrimination:
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Disabilities
Under the law, a person with a disability is someone:- with a physical or mental condition that greatly limits one or more of his/her major life activities. Major life activities include (but are not limited to) walking, talking, seeing, hearing, learning, working, breathing, etc.;
- with a record of such a condition; or
- perceived as having such a condition.
If persons with disabilities have suffered housing discrimination, they should speak with someone who knows the law.
If a property is not accessible, a person should discuss accommodations and modifications with the housing provider. Accommodations can include adjustments in policies, practices or procedures. Modifications include physical changes to the structure.
Disability Discrimination: Accommodation A landlord with a “no pet” policy does not allow a person with a mental or physical disability to have a service animal or companion animal. Modification A person who uses a wheelchair has an accessible apartment but is unable to use the laundry facility. |
Where Should I Go If I Feel That I Have Been Discriminated Against?
Several agencies and organizations assist persons who have experienced housing discrimination. These services are provided without cost. It is your responsibility and right to report violations of the housing law. Failure to report violations or file a complaint will impact others and may lead to the continuation of discrimination.
When persons believe they have been denied an equal housing opportunity, they have one year from the date that the harm occurred to file a charge of discrimination with an enforcement agency.
For more information or to file a complaint, contact
The State of Nebraska Equal Opportunity Commission
| In Lincoln: State Office Building, 5th Floor 301 Centennial Mall South P.O. Box 94934 Lincoln, NE 68509-4934 (402) 471-2024 |
In Omaha: State Office Building 1313 Farnam on the Mall Omaha, NE 68102-1936 (402) 595-2028 |
In Scottsbluff: Panhandle State Office Complex 4500 Avenue I P.O. Box 1500 Scottsbluff, NE 69363-1500 (308) 632-1340 |
Language interpreters are provided upon request.
For a Spanish-speaking investigator, call: 1-800-830-8633
You also may contact one of the following enforcement agencies.
| Omaha Human Relations Department 1819 Farnam St., Room 502 Omaha, NE 68183 (402) 444-5055 |
Lincoln Commission on Human Rights 440 S. Eighth St., Suite 101 Lincoln, NE 68508 (402) 441-7624 |
U.S. Department of Housing and Urban Development Executive Tower Center 10909 Mill Valley Road Omaha, NE 68154-3955 1-800-743-5323 |
Answers to Situations:
SITUATION A
In this example, a person is intimidated when told that he could be attacked because of his medical condition. This is called steering and is illegal because the person is discouraged from applying for the house of his choice.
SITUATION B
In this example, the owner is an occupant of one of the four units. He has rented two units to males and refuses to rent the third unit to a female. This is not illegal discrimination, because the house is owner-occupied. There are only four units and the owner wants to have only male tenants. In this case, the owner has a right to refuse to rent to a female tenant.
Acknowledgements
Reviewers: Debra Schroeder, Extension Educator, and Georgia Stevens, Extension Specialist.
This publication has been peer reviewed.
Visit the University of Nebraska–Lincoln Extension Publications Web site for more publications.
Index: Consumer Education
Consumer Information
Issued March 2008

